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Lines of Credit

NewBridge Bank’s Credit Reserve* is a standing line of credit up to $10,000 that you can access privately whenever you need it, for whatever purpose you choose. The line of credit is linked to your NewBridge Bank checking account and can be activated by check or debit card. Our Credit Reserve offers the most in convenience and personal cashflow management.

  • Protection from overdrafts – funds (up to your available credit limit) transfer automatically as needed preventing you from overdrawing your account
  • No charges until you use your Credit Reserve
  • Flexible payment terms with low minimum payment requirements
  • Optional credit life insurance
  • Money transfers to and from NewBridge Bank deposit accounts using NewBridge Bank Online or Mobile Banking

Prime Credit Line

Our Prime Credit Line* is a personal line of credit for $10,000 or more and includes all the benefits of NewBridge Bank’s Credit Reserve plus more. The Prime Credit Line is linked to your NewBridge Bank checking account.

  • No annual fees
  • Easy account access for withdrawals, transfers and check writing
  • Lower variable rates

* All credit products are subject to credit approval.