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NewBridgeBank

Financial Privacy Policy

Rev. 09/2013

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P. O. Box 18807
Greensboro, NC 27419



PROTECTING YOUR PRIVACY
Notice of Your Financial Privacy Rights


FACTS WHAT DOES NEWBRIDGE BANK DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security number and income
  • Account balance and payment history
  • Credit history and assets
How?

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons NewBridge Bank chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information Does NewBridge Bank share? Can you limit this sharing?

For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –
To offer our products and services to you

Yes

Yes

For joint marketing with other financial companies

Yes

Yes

For our affiliates’ everyday business
purposes –
Information about your transactions and experiences

No

We Don’t Share

For our affiliates’ everyday business
purposes –
Information about your creditworthiness

No

We Don’t Share

For nonaffiliates to market to you

No

We Don’t Share


To limit our sharing
  • Call toll-free 1-800-456-6505 or 336-242-6211

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.  When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call toll free 1-800-456-6505 or 336-242-6211


What we do
How does NewBridge Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
In addition, all NewBridge Bank employees are governed by codes of conduct that include the responsibility to protect your personal information.

How does NewBridge Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account – unless you tell us otherwise.


Definitions
Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • NewBridge Bank does not have any affiliates.
Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include product & service providers, mortgage companies, and direct marketing companies.
  • 
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include Affinion and Raymond James Financial Services.
  •